Confirmo Subscribe: Stablecoin Subscriptions for your business

Stablecoin payments between different parties reached an estimated $350–550B in 2025, up 55% YoY. One part of the payments stack has lagged behind, though: recurring billing. Subscriptions, the payment model that 78 percent of adults worldwide now rely on for at least one active service, still run on the rails that cause expired cards, cross-border declines, and failed retries. With the subscription economy on track to reach $1.2 trillion by 2030, unnecessary churn is a material and growing problem. 

Confirmo Subscribe changes that. Today, we’re launching the first stablecoin subscription product that supports both exchange accounts and self-custody wallets in a single integration. Subscribe enables enterprises – from SaaS providers to trading platforms and AI companies – to run recurring stablecoin payments without building custom infrastructure. This is a direct response to what our customers have been asking for and designed in collaboration with our long-time partner FTMO.

With Subscribe, businesses can:

• Accept recurring stablecoin payments from both exchange accounts and self-custody wallets, including 700+ wallets via WalletConnect

• Pull payments automatically from a customer's wallet on each billing date, with no manual input and fewer failed payments

• Price plans in U.S. dollars to remove volatility and cut the cross-border fees that eat into recurring revenue

• Monitor subscription activity including MRR, churn, and subscriber analytics alongside in one unified Confirmo merchant dashboard

What are the advantages of using stablecoins for recurring payments?

Before getting into how Subscribe works, let's understand why stablecoin billing is key for businesses in the first place.

The obvious advantage is cost. Card networks charge interchange fees on every transaction, typically 1.5 to 2.2 percent for US consumer cards, before gateway and processing fees stack on top. Stablecoin payments bypass that layer entirely.

A less obvious advantage is reliability. Card billing fails silently: declines, expired cards, fraud blocks, and currency conversion issues cause involuntary churn that is hard to attribute and even harder to recover. Industry benchmarks put failed payments at 50 percent of all subscription churn. Stablecoin pull payments, where a customer approves a subscription once and payments pull automatically from their wallet, remove these risks. 

A third advantage is predictability. Subscription plans priced in US dollars and settled in a USD-pegged stablecoin carry no FX exposure. For a global subscription business billing customers across multiple currencies, that simplification at the treasury layer is worth something on its own.

And finally, reach. More than 700 million people worldwide now hold digital assets. For businesses, this means stablecoin payments are not just an additional payment method – they are the preferred one.

“At Confirmo, innovation has always been driven by the needs of the businesses that we serve. ‘Subscribe’ is the result of that. Built in collaboration with our long-term customers, it gives merchants a more transparent, cost-effective way to manage subscription and recurring revenue models, while making it easier for consumers worldwide to pay with the wallets and accounts they already use. As stablecoins move into mainstream financial infrastructure, we continue to evolve our offer to better serve our  customers and unlock new use cases for digital payments."

Anna Kratky Strebl, Confirmo Group CEO

Confirmo's unique solution

Recurring on-chain payments have usually forced a tradeoff: either a customer approves every charge manually, or they grant one broad approval and trust the merchant not to pull more than agreed. Subscribe removes that tradeoff. Our solution is built so that each subscription is isolated in its own smart contract with a scoped approval, so that no subscription can ever pull more than its agreed amount. This means that a customer approves once and payments pull automatically on each billing date. Subscribe ensures that any single subscription can be cancelled on-chain without affecting the others.

It's also the first stablecoin subscription product to support both exchange accounts and self-custody wallets (700+ via WalletConnect). This means that merchants aren't deciding in advance who gets to pay them, and every transaction is recorded and trackable from the start.

We built Subscribe with FTMO as our design partner, ensuring the product solved real business needs from the start.

"Subscribe will give us something that didn't exist before – a way to run automated, recurring stablecoin billing without building it ourselves. As a long-time partner, Confirmo understood our setup from the outset and built a solution that will integrate into how we operate. We're not just looking to accept a new payment method; we're preparing to launch a new payment model entirely."

Milan Flosman, FTMO Head of Finance Operations

Subscribe is built on Solana and Polygon and launches with support for leading stablecoins including USDC, issued through regulated entities of Circle Internet Group (Circle) (NYSE:CRCL), and USDG, issued by Paxos, our US infrastructure partner.

Get started with Subscribe

For technical details, please reference our implementation guide and API Docs. Speak with our team to get started today.